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We look for the best possible extended auto warranty coverage at the most realistic price, which enables us to offer you superb service plans all in one place. In other words, we do the shopping for you, simplifying the confusing extended auto warranty buying process. Our selection of available coverage is among the best in the industry. Starting with our Power train coverage, which includes the 3 major systems of an automobile (engine, transmission and drive axle); all the way to our Premier coverage, which is even better than your original new car warranty. We also have the exclusive ability to create a customized coverage just for you. Our consultants will review your automobile's specific needs, system by system to determine your exact coverage needs, and then quote you a policy based upon your individual needs. You are sure to find the exact coverage you are looking for, at the price you expect.
What is an extended auto warranty?
After the manufacturer's warranty expires on your vehicle, you have nothing to protect yourself from expensive vehicle repairs. Smart Auto Warranty vehicle service contracts assures that parts, labor, and sales tax (if applicable) required for replacement or repair of covered parts in your vehicle will be paid by Smart Auto Warranty.
Why do I need an Extended Auto Warranty?
Your automobile is likely to be your 2nd largest investment that you use on a day-to-day basis. A Smart Auto Warranty will insure that your vehicle is always in the best mechanical condition. Our warranties are fully transferable; a Smart Auto Warranty will increase the resale value of your vehicle.
Why should I buy it now? I am still covered by the manufacturer.
Extended Auto warranties cost less the earlier you buy them. The cost for a good car warranty rises as your vehicle ages and accrues mileage. Our auto warranties cover much more than the manufacturer's warranty. A Smart Auto Warranty can extend your manufacturer warranty by up to 10 years and cover more than 1295 additional parts; most probably not covered by the manufacturer.
How are claims paid?
Smart Auto Warranty lets you use the repair facility of your choice (dealer, national chain, local mechanic) and pays your claim quickly and efficiently over the phone via our corporate credit card. Simply allow the repair facility to contact our claims department and we will take care of the bill. You pay your deductible (if any). No paperwork, no need to put out any cash, and there is no limit to the amount of claims you can have! We cover parts, labor, and even sales tax, if applicable.
Are the auto warranties insured?
Yes, Smart Auto Warranty has a full suite of products available, some of which are insured by A and A+ rated insurance carriers. Contact your sales representative for details.
Are there payment options?
Smart Auto Warranty offers 0% financing. You can get started with a small down payment and spread the rest out over 12 months. We accept all major credit cards and checks for payment plans.
Do you offer additional benefits?
Take advantage of any or all the benefits we offer including 24/7 roadside assistance, car rental (please see your service agreement for further details), and trip interruption for the entire life of the warranty. Also, take advantage of our seals and gaskets coverage, wear and tear coverage, tire and road hazard coverage, and toll-free nationwide service and support.
Where can I take my vehicle for repairs?
You can take your vehicle to any licensed repair facility in your area. Smart Auto Warranty provides you with over 30,000 repair facilities to choose from. You may take it in for repairs at your original dealer, your favorite repair shop, or any national chain that performs vehicle repairs such as Pep Boys, Goodyear, or Firestone.
What if I want to cancel my auto warranty?
Your contract contains full details on refunds. You have the right to cancel your warranty at anytime for a pro-rated refund on the unused portion of your warranty. If you cancel in the first 30 or 60 days, you are entitled to a full refund.
Is my auto warranty transferable?
Absolutely, Smart Auto Warranties are fully transferable for a small fee ($50 or less). The $50 transfer fee ($40 for Florida residents) will be more than made up if you elect to sell your vehicle. The extended warranty greatly increases the resale value of your vehicle.
I have seen lower prices on the Web. Why should I buy a Smart Auto Warranty?
The goal of buying a warranty is to get the most competitive price and have coverage on the parts that you might need fixed. The cheaper the warranty, the fewer parts it covers.
Can I buy an extended auto warranty from my dealer?
You can buy an auto warranty through your car dealer, but expect to pay 40%-60% more for the same coverage you get with Smart Auto Warranty dot com. We are direct marketers of extended auto warranties and offer some of the most competitive prices in the entire USA for auto warranties.
How does the deductible work?
With Smart Auto Warranty, each repair visit will require one deductible payment. We also offer a zero deductible option where you will never have to reach into your pocket for a covered repair. You pay your deductible directly to the repair facility.
What happens to the money I pay Smart Auto Warranty?
Most of the money you pay Smart Auto Warranty goes into a claims reserve account. These accounts are fully insured and reinsured by highly rated carriers based upon A.M. Best Ratings. These accounts are strictly designated to pay future claims.
How does it work?
By purchasing an extended warranty from Smart Auto Warranty, you can reduce your unexpected out of pocket expense on automobile repairs by 100%. After you purchase a warranty, you must continue to maintain your vehicle in accordance with the manufacturer's specifications.
In the event of a mechanical breakdown, you call your pre-assigned Smart Auto Warranty 800 number provided for claims support. Take your car to any repair facility and have them call our claims office to get the final claim approved. Once the claim is approved, the repair shop will fix or replace the broken part(s) and Smart Auto Warranty will immediately pay the bill over the phone with our corporate credit card. You will be requested to pay your deductible directly to the repair facility. We do offer coverage with a $0 deductible.
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